SME Business INSURANCE
Insurance Brokers For Trades and Professions
GS Group understand that the success of these small businesses lies heavily on the tools of the trade and will work with you to get the best insurance cover in place to safeguard your livelihood.
A DEDICATED INSURANCE PARTNER
Trades and Professions
The UK and Scotland boast a great selection of trades, and whether you work for yourself or as part of a successful firm, we can guide you through the insurance market to find and select the covers that are most important to your business.
Our team of specialist Account Handlers will work closely with you to ensure that the levels of cover are sufficient for your needs, paying particular attention to the unique aspects of your business and the potential risks that could derail a project.
Insurance for Trades and Professions
Some of the insurance products needed for these businesses are:
Public and Employers’ Liability will protect the public and your employees in the event of an injury or financial loss during the course of your work.
Tools cover to protect your handheld tools while on a project as well as when they are kept in a trades van overnight.
Stock and Materials cover will provide peace of mind that you can continue to run your business should anything happen to the materials needed for a project while in temporary storage.
Business Interruption cover to help you continue to meet costs should you be unable to operate due to reasons out with your control.
Professional Indemnity Insurance protects you from any negative implications that could come from giving advice or recommendations or creating designs and specifications for a client. We are able to arrange cover between £2m and £5m as standard, with various excess layer options to meet all of your needs.
Plant and Machinery cover to safeguard the larger items necessary for your trade.
Motor Fleet for your business vehicles including trades vans.
We can also arrange for Temporary Employee cover if you hire in additional manual workers for projects.
For a small business, having Legal Expenses cover can give peace of mind that you will have the additional support and financial assistance needed to protect your business should a third party make a claim against you.
Our business is protecting your business.
Excellent Client Service
Placing comprehensive insurance schedules is the just the foundation of our services. As a GS Group Client, you will have a dedicated Account Handler within our Small Business team who will oversee your account. They will know every aspect of your business, and by staying up to date with any changes in the insurance market can pro-actively work with insurers to make adjustments to your cover in your favour. We can help you to keep down time to a minimum through the provision an excellent claims handling service. Our dedicated Claims Handlers will be on hand to help guide you through the claims process.
As a GS Group Trades and Professions Client, you can benefit from the additional services of our risk management partners who can make sure that your health and safety procedures are working to protect your employees, business, and company reputation by helping you take more control over the prevention of workplace accidents.
With so many different insurance options to cover your business, GS Group are the recommended Insurance Broker for the UK’s Trades and Professions Businesses. Our status as part of the JMG Group, a Top 30 UK Insurance Broker, means that we can leverage our connections to your advantage and help you secure the best policies at competitive prices.
GS Group can help source the best insurance cover for your personal estate as well as your business through the services of our Personal Lines Team.
Contact Us
If you would like to discuss one of our insurance products then please contact GS Group, where a member of our team will answer any of your questions and assist you.